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Our clients & partners
Awards & Accreditations
Snorkl helps more customers
Behavioural science powered nudges
Not everyone responds to the same nudge. For many, the prospect of talking about debt feels overwhelming or even shameful, so they stay silent. Snorkl breaks that cycle, using behavioural science and predictive analytics to pick the channel, and the moment, most likely to land for each individual.
60% more customer engagement
24/7 customer self-service agents
Debt doesn't keep office hours, and neither does Snorkl. Customers can reach an AI agent over chat, WhatsApp or voice whenever the moment feels right, day or night. The support is empathetic and pressure-free, tailored to each person , from working out the right repayment plan to gently spotting signs of vulnerability.
20% more collected
Copilots that empower 
your team
Snorkl doesn't just talk to customers, it works alongside your team. Manage every case through the Snorkl portal or our AI copilot, while Snorkl quietly handles the busywork like drafting comms, so your people can spend their time on the customers who need them most.
50% reduction in cost to collect
Why we're different
Built and implemented by consumer credit professionals
Great AI is only part of the answer, what matters is how it fits the way your teams, customers and regulators actually operate. The people behind Snorkl have worked in lending and collections, so we know which regulatory frameworks to train the product on, and we fit it around your operations.
Truly AI-native, not a bolt-on, purpose-built for collections
Native AI built for credit and collections from the ground up, not a generic chatbot strapped onto an old tool. Behavioural science makes conversations feel natural, and the agents are structured for regulated conversations, with strong guardrails and full auditability, so they work for your customers and your regulators alike.
Our Leadership team
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Loris co-founded Snorkl while a lending product leader at Salary Finance, after seeing how AI in the hands of regulated finance professionals could reshape collections for lenders and customers alike. He's also a qualified debt adviser at Crosslight Advice and a former EY-Parthenon strategy consultant.
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Jayden is an engineering leader specialising in financial technology and AI systems. At Singular Systems and later Salary Finance, he led distributed teams running critical lending infrastructure — close enough to the operational reality to see the collections problem Snorkl was built to solve.
Daniel joined Snorkl from Salary Finance, where he worked alongside Loris and Jayden, overseeing aggregator partnerships and leading enterprise deals. A Chartered Accountant, he's also incubated several startups alongside a well-known entrepreneur and angel investor.
Ruan joined Snorkl from Singular Systems, where he was a Senior Systems Architect and Engineer on major lending accounts. He brings over 15 years designing complex applications and microservices, and connecting legacy systems to modern cloud-native architecture.
